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Turn Unpaid Accounts Receivable Into Cash

Don't wait for net terms. Get an advance on your outstanding receivables with Invoice Factoring.


Access more capital with full flexibility

Get larger credit limits

Get a credit line based on the strength of your customers. As your sales grow, so can your credit limit.

Free up your cash

Unlike a traditional loan, there are no recurring payments when your customer pays by the invoice due date.

Fund only what you want

You decide how many and which invoices to submit. Fund only what you need, without long-term contracts.

Transparent fees

Know exactly what you're paying with our straightforward fees. We charge simply weekly fee due to when the invoice is paid.

How Sierra Commercial Capital Works

Apply in less than 10 minutes with basic details about your business and customers.

Sierra Commercial Capital will review your application and reach out with a decision in as fast as 24 hours

Automatically sync invoices from your accounting software or upload invoices to your dashboard.

We provide ~85-90% of the money upfront. You get the rest, minus our fee, once the invoice is paid.

What you need to get started

Minimum qualifications

530+ FICO

3+ months in business

$100,000 in annual revenue

Your business in B2B

What you need to apply

Some information about your business

Basic details about your invoices

Bank connection or 3 months most recent bank statements

AR Financing Sierra Commercial Capital
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