Fix & Flip Loans Sierra Commercial Capital

Our Fix & Flip Exposure Limit (LOC)14 offers experienced investors an exposure limit they can use to acquire and/or renovate multiple properties. The Exposure limit caters to both beginner and experienced investors

Key Facts About Our Fix & Flip loans

  • Rates as low as 6.75%.
  • Exposure limit up to $10MM with individual loan amounts from $50k to $2MM
  • Financing for up to 90% of acquisition costs and 100% of the renovation expenses, up to75% After Repair Value 10
  • Exposure Limit options available for borrowers with zero experience
Name Fix & Flip Exposure Limit Loan
LOAN PURPOSE Exposure limit up to $10MM for experienced investors. Up to $500K exposure limit for borrowers with zero experience
INTEREST RATE 6.75% and up
LOAN AMOUNT $50K - $2MM (max $500k for inexperienced investors)
TERM 12 months (standard), with optional extensions
BORROWER TYPE Individual or Entity
MAXIMUM LOAN-TO-VALUE (LTV) Up to 75% of After Repair Value (ARV)
MAXIMUM LOAN-TO-COST (LTC). COST IS PURCHASE PRICE AMOUNT 90%
WHEN DO WE USE LTV VS LTC? Generally, we use the lesser of LTV or LTC calculation
REHAB/CONSTRUCTION FINANCING Funding up to 100% rehab budget up to % Approved LTV of Total Costs
PROPERTY TYPES Non-Owner Occupied: 1. Single Family Residence (SFR) 2. 2-4 unit properties 3. Multi-family 5-20 unit properties 4. Mixed-use 5. Detached or townhouse style condos
Fix & Flip Loans Sierra Commercial Capital

Not sure whether you need the Fix & Flip Exposure Limit?

  • The Fix & Flip Exposure Limit is designed for investors who need funding for multiple flips and renovations.
  • Inexperienced investors can get started by renovating one property to qualify for a larger Exposure Limit.
  • The Fix & Flip Exposure Limit also allows New Construction financing on the same limit.
  • All Fix & Flip Exposure Limit allow investors to close quickly.
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