Types of Financing

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Commercial Lending

Commercial Lending

We offer a wide variety of loans to cover almost any type of commercial funding that your company may need.

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Commercial Real Estate

Commercial Real Estate

We can help you finance your purchase of retail, office, hospitality, investment, and industrial real estate. 


Equipment Financing

Equipment Financing

Equipment loans allow you to finance the equipment your company needs in order to do business.

Working Capital

Working Capital

A working capital line of credit maintains a maximum loan amount that your business can borrow from as needed.

Ready to discuss your financing needs?

If you are a business owner that is in need of capital for your business and want to use a trusted no pressure adviser to secure financing, then contact Sierra Commercial Capital today.

Have you been turned down for a business loan?

When your bank says NO, we often say YES

Are you are asking yourself where to go when the bank says no? You're not alone. Studies show that business loan turndowns far exceed approvals year after year.  Credit boxes get smaller and getting approved gets harder.

Your time is money, and sometimes a broker with access to dozens of financing solutions can help.   We are former bankers with over 50 years of combined banking experience.  We take the time to understand our lenders and their underwriting criteria so we can quickly secure the credit you desire.  We don't send your loan to 10 different lenders just to see what sticks.  That's bad for your credit and leaves a bad impression with lenders.  If we don't think your credit need is a good match for any of our funding partners, we let you know right away.

  • Big Bank declines*

  • Small Bank declines*

  • Institutional Lender declines*

  • Credit Union declines

*In a December 2018 study by Biz2Credit of more than 1,000 small business online credit applications found that only 27% of applications to Big Banks, 49.9% of Small Banks, 64.8% of Institutional Lenders, and 40.1% of Credit Union applications were approved.  BizCredit analyzed loan requests ranging from $25,000 to $3 million from companies who had been in business for at least two years with an average credit score of the primary borrower above 680.

Is a credit-related credit challenge holding up your financing?

  • Foreclosures
  • Bankruptcy
  • Short sales
  • Low FICO score
  • Low liquidity
  • Tax Liens
  • Pending notice of defaults
  • Poor global cash flow

Are you encountering property related challenges, such as:

  • No historical operating history
  • Low historical collections
  • Deferred maintenance
  • Atypical mixed-use property
  • Single room occupancy (SRO)

Are you having problems meeting the conditions of a traditional lender, such as:

  • Seasoning requirements
  • High occupancy rates
  • No long term leases in place
  • No tax returns
  • Long timeline to close


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At Sierra Commercial Capital our team has a combined 50+ years of banking experience and are leaders in the commercial finance and banking industry.

Our approach is simple, we are here as partners to help fuel your business’ financing needs and success.  We do not offer “one-size-fits-all” lending. We work with you to make sure you understand all your options and help you to choose a loan that makes sense for your business. We handle the tedious paperwork & bureaucracy and walk you through the entire loan process.

We take a consultative no-pressure sales approach.  We don’t spam your email box with a drip campaign or blow your phone up with calls or text messages.  We listen to your needs then go to work to find a solution.